Virtual Payment Card (Vpc)

A Virtual Payment Card (VPC) is a secure, digitally generated payment credential designed to replace traditional physical cards for corporate transactions. Each VPC has unique details, such as card number, CVV, and expiration date, which can be limited to a single purchase or configured for recurring payments. Businesses use VPCs to manage travel expenses, vendor payments, and online purchases while reducing the risks of fraud and misuse. Unlike Virtual Corporate Cards, which are often reusable and tied to employees or departments, VPCs are usually single-use or transaction-specific. In corporate travel, VPCs simplify hotel, flight, and car rental bookings while automating expense categorization and reconciliation. Platforms like TripGain integrate VPCs to ensure secure payments, policy compliance, and streamlined financial tracking.